As new guidelines are being drafted for FINTAC the agency is concerned about ethic groups from areas of war and terrorist activities as reported today in the NP and the Globe and Mail.   It appears that the real estate industry has encouraged a withdrawal of such a requirement but the fact remains that whether doing a residential or commercial transaction the we must be aware of potential risks.  In this age of heightened concern in the western world the industry needs to be careful of who we are doing business with.